PRODUCTS

We provide several insurance products tailored to fit all of your equine, farm, ranch, and agribusiness needs.

Farm & Ranch Package

A comprehensive program directed at horse operations and which addresses risks to dwellings, machinery, structures, personal property, and other farm structures

 

Care, Custody or Control Insurance

Essential to all horse operations that involve non-owned horses, and includes boarding, breeding, and training.

 

Horse Owners General Liability

This program covers the unique liabilities that a horse operation faces. A highly flexible program that can cover a small two-horse operation up to a large breeding farm.

 

Livestock Mortality

Livestock Mortality is a Life Insurance policy for your horse, with you as beneficiary. It is an “All-Risk” policy, which will cover death from any cause, subject to certain exclusions, which are stated in the policy. We will also pay you if your horse is stolen. We will pay the actual value of the horse at the time of the accident or illness causing its death, not exceeding the value specified in the schedule. If your horse is sick or injured before the policy expires and you have reported the sickness or injury to us, we will extend your coverage for 90 days and pay your claim should the horse die within that time from the same cause.

• Surgical Endorsement ($85 per year)
• Major Medical Endorsement ($250 per year)

 

Liability Catastrophe (Unbrella)

Broad catastrophic umbrella protection above primary liability coverage to protect your assets.

 

Individual Horse Owner

Coverage of the horse owner's legal liabilities for both bodily injury and property damage.

 

Riding Clubs

Coverage of the unique liabilities for riding clubs and their functions.

 

Race Horse Owners

For those involved in horse racing who need liability coverage for the ownership of racing horses.

 

Please call for specific coverage and pricing info as rates can change on an annual basis.